Simonoff v. Expedia, Inc.

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Plaintiff purchased travel arrangements through Expedia, Inc.'s ("Expedia") website and Expedia emailed him a receipt, which included the expiration date of his credit card. Plaintiff claimed that this email receipt violated the Fair and Accurate Credit Transactions Act ("FACTA"), Pub. L. No. 108-159, 117 Stat. 1952, an amendment to the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq., in part to combat identity theft. At issue was the meaning of the words "print" and "electronically printed" under FACTA, in connection with an email receipt. The court held that "print" referred to many different technologies, all of which involve the making of tangible impression on paper or other tangible medium. The court also held that a receipt, under FACTA that was transmitted to the consumer via email and then digitally displayed on the consumer's screen was not an "electronically printed" receipt. Accordingly, the court affirmed the district court's dismissal of plaintiff's claims under Federal Rule of Civil Procedure 12(b)(6).